Saudi Fintech Companies 

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Saudi fintech companies are leading a digital revolution in the Kingdom’s financial sector. With the rise of secure, fast, and flexible payment gateway solutions, companies like noon payments are setting new standards in digital transactions, empowering businesses across e-commerce, retail, and service industries. 

What is Saudi fintech?

Saudi fintech refers to financial technology companies operating in Saudi Arabia, offering digital financial solutions such as mobile wallets, online lending, crowdfunding, digital insurance, and most importantly, payment gateway systems. 

Companies like noon payments play a key role by offering integrated payment gateways that let businesses securely accept online payments across websites and mobile apps.

What are the rules for fintech in Saudi Arabia?

The Saudi fintech sector is heavily regulated to ensure security, transparency, and customer protection, with oversight from: 

• SAMA (Saudi Central Bank) – Regulates digital payments, stored value wallets, and other financial services. noon payments is completely localised in Saudi Arabia as per SAMA mandates , ensuring full compliance with national standards. 

• Capital Market Authority (CMA) – Governs fintech’s dealing in investment platforms and crowdfunding. 

• Fintech Saudi – A government initiative that helps startups and companies scale through sandboxes, mentorship, and funding.

Regulations encourage innovation while protecting users — helping trusted companies like noon payments grow responsibly. 

What does fintech mean?

Fintech, short for financial technology, refers to digital tools that improve, automate, or replace traditional financial services. These include: 

• Online payments & gateways (e.g., noon payments) 

• Mobile banking 

• Lending & credit scoring platforms 

• Crypto services 

In Saudi Arabia, fintech is a Vision 2030 pillar driving economic diversification and a cashless society.

Top Saudi Fintech Companies

Saudi Arabia has become home to several innovative fintech players across multiple verticals. These Saudi fintech companies in Saudi Arabia are leading the way in digital payments, banking, and BNPL services — especially in the capital, with many of the top Saudi fintech companies in Riyadh driving regional innovation. 

KSA Fintech Companies

Some of the top-performing and best Saudi fintech companies include: 

• noon payments – A robust and scalable payment gateway provider for businesses across the region. Known for its smooth integration, multi-currency support, fraud protection, and quick onboarding. Merchants can accept online payments from various methods including: mada, Visa, Mastercard, Apple Pay, Samsung Pay, Google Pay, Tabby, and more. 

• STC Pay – Saudi’s leading mobile wallet, now integrated with noon payments for flexible, local checkout.

• BNPL (Tabby & Tamara) – Popular BNPL options integrated with noon payments, giving merchants flexible payment solutions.

Saudi financial technology company

A Saudi financial technology company is any firm that leverages technology to deliver financial services within the Kingdom. This includes: 

• Licensed digital wallets 

• Investment platforms 

• AI-driven insurance solutions 

• Payment gateways like noon payments 

noon payments stands out as a true fintech enabler, helping businesses — big and small — scale their online transactions, accept global and local payments, and offer a seamless checkout experience across all devices. 

FAQs

What is noon payments?

noon payments is a Saudi fintech company offering secure and flexible payment gateway solutions. It helps merchants accept online payments from various methods including: mada, Visa, Mastercard, Apple Pay, Samsung Pay, Google Pay ,Tabby, and more.

How does a payment gateway like noon payments work?

It integrates with your website or app to securely process customer payments, handle currency conversions, prevent fraud, and ensure smooth checkout.

Is noon payments localized in Saudi Arabia?

Yes, noon payments is PCI DSS level 1 v4.0 certified and all data is localized as per SAMA mandates to Saudi Arabia.

Why choose a Saudi-based payment gateway?

Local gateways like noon payments understand market needs, offer regional payment methods, and comply with local laws — ensuring better performance and security.

Can foreign companies use noon payments?

Yes. noon payments is designed to support both local and international merchants who want to operate or sell in Saudi Arabia and the MENA region.